Post-FHL planning
The FHL regime was abolished in April 2025: interest relief capped, new capital allowances gone. The levers that remain, from company structures to ownership splits, are exactly where specialists earn their fee.
Fixed fees. Plain English. Maximum tax saved. We match Airbnb hosts, holiday let owners and serious portfolio landlords with specialist accountants, so you can spend more time at the coast and less time on the spreadsheet.
They get their own tax rules, their own pitfalls, and their own opportunities to save. Generalist accountants miss them. Specialists don't.
The FHL regime was abolished in April 2025: interest relief capped, new capital allowances gone. The levers that remain, from company structures to ownership splits, are exactly where specialists earn their fee.
Available 140 nights, let for 70, and an English holiday let can swap council tax (often with a 100% second-home premium) for business rates, where many lets pay nothing at all under small business rate relief.
Multi-platform earnings, cleaning fees, service charges, currency conversions: a specialist reconciles it all so HMRC sees the right number.
Holiday accommodation is standard-rated, and at holiday-let nightly prices the £90,000 threshold arrives faster than owners expect. Planning ahead beats a surprise registration letter.
The firms we introduce you to cover the lot: pick the bits you need, or take the full service. Either way, one monthly fee agreed up front, never a surprise invoice.
Monthly reconciliation across Airbnb, Booking.com, Vrbo and direct bookings. All your numbers, neat by the 10th.
Once you cross the threshold (or opt in early), VAT gets fiddly fast. TOMS, MTD, the lot, handled by people who do it weekly.
Personal, partnership or limited company: your return prepared, reviewed and filed on time, every time.
Post-FHL, the wins are in the structure: replacement relief, existing allowance pools, business rates, and whether a company now makes sense.
Not sure what you need? Get matched and work it out on a free intro call.
The old Furnished Holiday Let regime ended in April 2025. For individual owners, mortgage interest relief is now capped and new furniture no longer earns capital allowances. See roughly what that means for your tax bill each year.
vs. the old FHL rules, as an individual owner.
A specialist can often claw a chunk of this back: company structures still deduct interest in full, and business rates, ownership splits and replacement relief all remain in play.
Indicative only, not tax advice. Assumes first-year main-pool allowances under the old rules. Your position depends on your circumstances.
Thirty seconds on the form: where you let, how many properties, what you need help with. No documents, no commitment.
We introduce you to an accountancy firm from our network that actually works with holiday lets like yours, usually within one working day.
You get a free intro call and a fixed monthly fee, agreed up front. Like them? Great. Don't? Walk away, no hard feelings.
The network covers the whole UK, but these spots get particularly deep local knowledge.
90 night annual cap on London short lets
Holiday let accountants in London →2× council tax premium on second homes since April 2025
Holiday let accountants in Brighton →70 nights let per year to qualify for business rates
Holiday let accountants in Bristol →140 nights available per year for business rates eligibility
Holiday let accountants in Cornwall →2× council tax on second homes in Cotswold District
Holiday let accountants in the Cotswolds →2× council tax on second homes across most Devon councils
Holiday let accountants in Devon →All Scottish short lets need an STL licence
Holiday let accountants in Edinburgh →£0 rates bill for many lets with 100% small business relief
Holiday let accountants in the Lake District →£0 rates bill for many lets with 100% small business relief
Holiday let accountants in the Norfolk Broads →70 nights let per year to qualify for business rates
Holiday let accountants in the Peak District →182 nights you must actually let to qualify in Wales
Holiday let accountants in Pembrokeshire →All Scottish short lets need an STL licence
Holiday let accountants in the Scottish Highlands →£0 rates bill for many lets with 100% small business relief
Holiday let accountants in the Yorkshire Dales →Plain-English explainers on holiday let tax, written for owners, not accountants.
The FHL tax regime was abolished from April 2025. Holiday lets are now taxed like ordinary rental properties: mortgage interest relief for individuals is capped at a 20% basic-rate credit, new furniture and equipment no longer earn capital allowances, and the capital gains reliefs that came with FHL status have gone for future disposals. There are still real planning levers, which is exactly why specialist advice matters more now, not less.
Tell us about your holiday lets and we'll introduce you to a specialist firm that fits. You get a free intro call and a fixed monthly quote before you commit to anything.